flood insurance

Does My Homeowner’s Insurance Cover Flooding Damage?

Does my homeowner’s insurance cover flooding damage?
Does My Homeowner’s Insurance Cover Flooding Damage?

Have you asked yourself ,“Does homeowner’s insurance cover flooding damage?” After the recent torrential rain we have experienced in Oklahoma, most people have wondered just that.  Unfortunately, the answer is “No”. Most standard homeowner policies provide no coverage for flood. If you’re not properly protected, this could leave you in dire straits.

According to the National Flood Insurance Program (NFIP), everyone lives in a flood zone. Even if you do not live near water, your home could flood due to excess rain, levee or dam breaks or a water main break.