Auto Insurance Tips for Millennials
Young Adult car insurance for those born between 1981 and 1996 can be tricky. You keep your car filled up with gas ensuring you do not get stranded on the side of the road. You keep your phone charged so your loved ones can reach you. With that said, what kind of safety measures do you have in place for more extreme scenarios?
What if you lost everything you owned in a fire at your house or apartment? What if someone steals your car? These situations are scary. The right car insurance can help you through these situations and much more.
Young Adult Car Insurance. What is Right for You?
No matter where you are in life, these tips will help you understand the level of insurance you may need.
Consider What You Own and What it is Worth.
Could you imagine having to replace all your personal belongings at once? What about having to do so from memory and on your dime? It would be both a difficult and a costly task. Begin by creating an inventory list of your belongings and their value. The free Safeco Home Inventory app can help. And, be sure you have enough insurance coverage, whether you rent or own a home. You want enough personal property coverage to replace your belongings if needed.
Take Your Lifestyle Into Account
Drive an expensive car? Repairs are likely costly, so be sure to carry full coverage. Own a home with a lot of custom features? Be sure your homeowners’ policy takes them into account. The way you live can help you save, too.
For example: While you own a car, do you commute to work via public transportation? Tips like these could help save money. You may pay less for your insurance.
Talk to Your Independent Agent for Ease, Choice, and Advice
Omega Insurance is an independent agency offering a choice of carriers and options. We help with personalized advice to help make sense of it all. We know you value that – a recent study by Safeco Insurance says so!
Remember, we are here to help. Contact us today with your insurance questions and needs.