Some Helpful Halloween Safety Tips – Despite the fact that Halloween involves walking around at night amongst ghouls and witches, it really only takes a little common sense to make the night safe for everyone.
Here are five questions to ask so your entire family, even pets, can enjoy a safe and fun evening of trick-or-treating or handing out candy to others:
- Are we visible?
Add reflective tape to costumes, clothing and candy bags to make it easier for drivers to see you and… Continue reading
Tying the Knot? Tie up Loose Ends With Wedding Insurance
What is wedding insurance and why get it? Getting married is a big step. No doubt you’re commemorating with a big celebration. Weddings often come with a (fairly) big price tag. So, have you considered insuring the whole to-do?
As with other sizeable investments, you can insure big events, such as your wedding. But, that’s not the only way insurance can play a role in your big day and the events that follow. Here are four tips for insuring… Continue reading
Every day in our office we hear the same question; why is my insurance so expensive? We understand it’s frustrating to pay for insurance. Especially since it’s something you spend money on hoping you’ll never have to use. We agents have to pay our own insurance premiums too, so we understand!
We want our customers to know, high insurance premiums and rate increases impact everybody.
What Affects A Customer’s Rate?
Every insurance company has actuaries employed on their staff. The sole job of these actuaries is to take into account all the hundreds of… Continue reading
Oh, the wonderful world of social media. While it has done some amazing things, like connect long lost family members or boost revenue for businesses, it’s also known for its dark side. One wrong comment post could land you in some hot water, both personally and legally. However, if you have the correct coverage’s on your homeowner’s policy, you could have some protection from this hot water!
Your typical homeowner’s policy provides basic coverage for liability. This coverage will pay out in the event that you are found… Continue reading
Today, there are so many choices when it comes to purchasing insurance. So why use an independent insurance agent? Whether you call a 1-800 number to get a quote in “5 minutes or less,” or shop around at agencies in your hometown, it’s safe to say, you have your options. And those options can be very overwhelming. Independent Insurance Agents can make the process a lot easier. Continue reading
Have you asked yourself ,“Does homeowner’s insurance cover flooding damage?” After the recent torrential rain we have experienced in Oklahoma, most people have wondered just that. Unfortunately, the answer is “No”. Most standard homeowner policies provide no coverage for flood. If you’re not properly protected, this could leave you in dire straits.
According to the National Flood Insurance Program (NFIP), everyone lives in a flood zone. Even if you do not live near water, your home could flood due to excess rain, levee or dam breaks or a water main break.
- If… Continue reading
Did you know that April is National Distracted Driving Awareness Month? There are several things that can turn us all into distracted drivers. Know what they are and avoid them yourself. Notice distracted drivers and practice defensive driving before there is a problem.
5 Common Distracted Driving Activities:
- Changing radio stations until you find a good song
- Checking on your baby in the back seat
- Grabbing a quick bite for lunch to eat on the way to your next meeting
- Checking on, or posting to social media accounts
- Texting, or even simply talking on the phone
Vehicle maintenance is an important part of owning a car. As a vehicle owner, you know that oil changes and oil filters need maintenance. As miles add up, other car parts wear as well.
- What is needed?
- When should you get things checked?
Keeping your car in tip-top shape keeps you safe, saves on gas and repairs. Prevent wear and tear to your vehicle. Get the answers, follow these tips and start setting up your maintenance schedule. Continue reading
Business insurance, just like any insurance, comes in a variety of shapes and sizes. It is easy to understand why entrepreneurs and business owners find themselves asking which insurance they need.
Boat safety and Oklahoma may not seem to be words one would find together in a sentence, but here they are and for good reason. We’ve put together a few tips, resources and facts to help you keep you and yours safe.
Though landlocked in the middle of the United States, Oklahoma has shoreline equal to more than half of the entire nation’s coastal shoreline. Thanks to its many lakes and ponds, Oklahoma has 55,646 miles of shoreline. Additionally, all of Oklahoma’s lakes and ponds put together contain just over… Continue reading