Follow our three Black Friday Shopping Safety Tips – Stay Safe and Be Well!
While Black Friday may look a little different this year, it is still hard to resist a good deal. The good news is that most retailers have been offering Black Friday deals all month long. Do you find yourself needing to scratch the itch to get out on Black Friday? Please take heed of the following precautions.
Lock Your Car Doors
Statistics show that a lot of car burglaries occur on Black Friday. It’s… Continue reading
Freezing temperatures are already hitting Oklahoma. This increases the risk of your pipes bursting in your home or in your office building. Believe it or not, water damage is as frequent of a loss as wind or hail damage. From pipes freezing and bursting to a small leak under the sink, water damage can create a huge mess. Here are some tips to develop a mitigation mindset so your home doesn’t turn into a pond.
Schedule your semiannual home maintenance
Keep yourself on a set schedule with your HVAC maintenance. Regularly… Continue reading
Follow our insurance renewal checklist when home, auto, or commercial policy renewals arrive. It will save you headaches, helping toward smooth renewals.
- Avoid common mistakes like throwing the paperwork in the trash or filing it away.
- Make sure to take your time. Review your renewals. Make sure you have adequate coverage on all your possessions.
- The most important thing you could do with your renewal paperwork is to take the time to review it.
We reach out to our customers about their upcoming renewals, whether by phone, email, or mail. Let us… Continue reading
Business Owners Policy – Serving Oklahoma
What is a Business Owners Policy (BOP)? It combines property, liability, and business interruption coverage for small to medium-sized businesses. This packaged coverage is generally less expensive than when purchasing coverage separately. With a BOP, you can customize the policy to meet your individual business needs.
As a business owner, you strive to make decisions that are right for:
- Your business
- Your employees
- And yourself
This includes decisions about business insurance. You know you need excellent coverage. What you don’t have is time to… Continue reading
From Our Family to Yours
With the onset of COVID-19, I think it’s fair to say, we’ve all been in a little shock. Living through a global pandemic is a once in a lifetime experience. And not the good kind of a once in a lifetime experience. So, from the bottom of our hearts, we want to say thank you. Navigating through these circumstances was challenging. But we want you to know, we are always here to help.
Most importantly, we want to say thank you to:
- Our first responders
- Our… Continue reading
Commercial Property Insurance Serves Oklahoma Business’s Unique Needs
One of the most common types of business insurance is commercial property insurance. It provides a wide range of coverage for:
- And more
Check out examples of typically covered situations:
- Losses from fire
- Windstorm Damage
- Windstorm Damage
- Losses from other natural or manmade disasters
Basic commercial property insurance policy may be all you need. Before you start, understand your choices. As an independent agent, Omega Insurance helps you understand what to look for.
- Losses from fire… Continue reading
General Commercial Liability Insurance – Protecting the Businesses of Oklahoma
General liability, also known as “commercial liability insurance” is a broad commercial insurance policy that covers general liability exposures of a business. We at Omega Insurance recommend that all businesses have general liability coverage in place.
Take a look at the list below for additional general liability coverages that are often available.
Professional Liability Insurance (Errors & Omissions)
Errors & Omissions (E&O) covers professionals for negligence and errors or omissions that injure their clients or cause damage to… Continue reading
Roof Coverage: Full Replacement Cost or Actual Cash Value
Do you know what type of roof coverage insurance you have? With storm season upon us in Oklahoma, homeowners need to ask this question. Omega Insurance typically only hears this question when writing new business. Did you know the type of coverage you have on your roof can change at each renewal?
There are two different ways insurance companies value your roof:
- Replacement Cost Value (RCV)
- Actual Cash Value (ACV)
It’s important to educate yourself on the difference between the… Continue reading
With spring around the corner, the annual “spring break” RV trip planning, be safe with our RV driving tips. Whether you’re heading to Turner Falls or planning your getaway far from home, make the trip safely.
At Omega Insurance, we want you to travel safely too. Here are some great tips aimed at helping you get out there and back without a worry. As we all know nothing ruins an RV trip faster than trouble on the road.
Know Your Ride — Even if You’re Just Along for the Ride… Continue reading
Boaters get ready for summer with our Pre-Season Boat Checklist
Run through our pre-season boat checklist. If you love the water, few things are better than the boating season. Summer just wouldn’t be summer without spending those long, hot days on Lake Eufaula.
- Cooling off with lazy dips in the water
- Dropping a line in hopes of catching a “big one”
- Having an action-packed day of boating and waterskiing
Boating is not without its share of pre-summer preparation. If you’re not on the ball early, it’s easy to find yourself midway through… Continue reading