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Halloween Safety – 5 Questions to Ask to Keep Your Haunting Brood Safe on Halloween

Halloween Safety Tips

Halloween Safety – 5 Questions to Ask to Keep Your Haunting Brood Safe on Halloween

Some Helpful Halloween Safety Tips – Despite the fact that Halloween involves walking around at night amongst ghouls and witches, it really only takes a little common sense to make the night safe for everyone.

Here are five questions to ask so your entire family, even pets, can enjoy a safe and fun evening of trick-or-treating or handing out candy to others:

 

  1. Are we visible?

Add reflective tape to costumes, clothing and candy bags to make it easier for drivers to see you and… Continue reading

What is Wedding Insurance & 4 Tips for the Big Day

What is Wedding Insurance?
What is Wedding Insurance & 4 Tips for the Big Day

Tying the Knot? Tie up Loose Ends With Wedding Insurance

What is wedding insurance and why get it? Getting married is a big step. No doubt you’re commemorating with a big celebration. Weddings often come with a (fairly) big price tag. So, have you considered insuring the whole to-do?

As with other sizeable investments, you can insure big events, such as your wedding. But, that’s not the only way insurance can play a role in your big day and the events that follow. Here are four tips for insuring… Continue reading

Why Is Insurance So Expensive?

Why is Insurance Expensive

Why Is Insurance So Expensive?

Every day in our office we hear the same question; why is my insurance so expensive? We understand it’s frustrating to pay for insurance. Especially since it’s something you spend money on hoping you’ll never have to use. We agents have to pay our own insurance premiums too, so we understand!

We want our customers to know, high insurance premiums and rate increases impact everybody.

 

What Affects A Customer’s Rate?

Every insurance company has actuaries employed on their staff. The sole job of these actuaries is to take into account all the hundreds of… Continue reading

Liability Insurance for Social Media Disasters

Insurance for Social Media
What Coverage Will Protect You When Social Media Goes Wrong?

Oh, the wonderful world of social media. While it has done some amazing things, like connect long lost family members or boost revenue for businesses, it’s also known for its dark side. One wrong comment post could land you in some hot water, both personally and legally. However, if you have the correct coverage’s on your homeowner’s policy, you could have some protection from this hot water!

Homeowner’s Policy

Your typical homeowner’s policy provides basic coverage for liability. This coverage will pay out in the event that you are found… Continue reading

3 Benefits on Why to Use an Independent Insurance Agent

Why use an independent insurance agent
 
3 Benefits on Why to Use an Independent Insurance Agent

Today, there are so many choices when it comes to purchasing insurance. So why use an independent insurance agent? Whether you call a 1-800 number to get a quote in “5 minutes or less,” or shop around at agencies in your hometown, it’s safe to say, you have your options. And those options can be very overwhelming. Independent Insurance Agents can make the process a lot easier. Continue reading

Does My Homeowner’s Insurance Cover Flooding Damage?

Does my homeowner’s insurance cover flooding damage?
Does My Homeowner’s Insurance Cover Flooding Damage?

Have you asked yourself ,“Does homeowner’s insurance cover flooding damage?” After the recent torrential rain we have experienced in Oklahoma, most people have wondered just that.  Unfortunately, the answer is “No”. Most standard homeowner policies provide no coverage for flood. If you’re not properly protected, this could leave you in dire straits.

According to the National Flood Insurance Program (NFIP), everyone lives in a flood zone. Even if you do not live near water, your home could flood due to excess rain, levee or dam breaks or a water main break.

Severe Weather Preparedness, How to Protect Home & Family

Severe Weather Preparedness
Severe Weather Preparedness, How to Protect Home & Family

Severe weather season is officially upon us making severe weather preparedness a must. While most of us enjoy the excitement of tornado season, it’s also important to make sure we’re prepared. Here are some tips to prep yourself, your family and your home in the event of disastrous weather:

 

1. Take Inventory of Your Belongings

Know the value of your belongings. In the event of a claim that includes your personal property, you will need this information. Your adjuster is going to want to know the dollar value of all… Continue reading

Safety Tips on How to Avoid Distracted Driving Accidents

Distracted Driving

Safety Tips on How to Avoid Distracted Driving Accidents

Did you know that April is National Distracted Driving Awareness Month? There are several things that can turn us all into distracted drivers. Know what they are and avoid them yourself. Notice distracted drivers and practice defensive driving before there is a problem.

5 Common Distracted Driving Activities:

  1. Changing radio stations until you find a good song
  2. Checking on your baby in the back seat
  3. Grabbing a quick bite for lunch to eat on the way to your next meeting
  4. Checking on, or posting to social media accounts
  5. Texting, or even simply talking on the phone

Continue reading

Time for Quick & Easy Vehicle Maintenance Tips

Time for Quick & Easy Vehicle Maintenance Tips

Time for Quick & Easy Vehicle Maintenance Tips

Vehicle maintenance is an important part of owning a car. As a vehicle owner, you know that oil changes and oil filters need maintenance. As miles add up, other car parts wear as well.

  • What is needed?
  • When should you get things checked?

Keeping your car in tip-top shape keeps you safe, saves on gas and repairs. Prevent wear and tear to your vehicle. Get the answers, follow these tips and start setting up your maintenance schedule. Continue reading