General Commercial Liability Insurance – Protecting the Businesses of Oklahoma
General liability, also known as “commercial liability insurance” is a broad commercial insurance policy that covers general liability exposures of a business. We at Omega Insurance recommend that all businesses have general liability coverage in place.
Take a look at the list below for additional general liability coverages that are often available.
Professional Liability Insurance (Errors & Omissions)
Errors & Omissions (E&O) covers professionals for negligence and errors or omissions that injure their clients or cause damage to… Continue reading
Roof Coverage: Full Replacement Cost or Actual Cash Value
Do you know what type of roof coverage insurance you have? With storm season upon us in Oklahoma, homeowners need to ask this question. Omega Insurance typically only hears this question when writing new business. Did you know the type of coverage you have on your roof can change at each renewal?
There are two different ways insurance companies value your roof:
- Replacement Cost Value (RCV)
- Actual Cash Value (ACV)
It’s important to educate yourself on the difference between the… Continue reading
With spring around the corner, the annual “spring break” RV trip planning, be safe with our RV driving tips. Whether you’re heading to Turner Falls or planning your getaway far from home, make the trip safely.
At Omega Insurance, we want you to travel safely too. Here are some great tips aimed at helping you get out there and back without a worry. As we all know nothing ruins an RV trip faster than trouble on the road.
Know Your Ride — Even if You’re Just Along for the Ride… Continue reading
Boaters get ready for summer with our Pre-Season Boat Checklist
Run through our pre-season boat checklist. If you love the water, few things are better than the boating season. Summer just wouldn’t be summer without spending those long, hot days on Lake Eufaula.
- Cooling off with lazy dips in the water
- Dropping a line in hopes of catching a “big one”
- Having an action-packed day of boating and waterskiing
Boating is not without its share of pre-summer preparation. If you’re not on the ball early, it’s easy to find yourself midway through… Continue reading
As spring approaches and summer trips draw near, check that spring and summer motorcycle insurance is road ready. With warmer weather and blooming flowers, more motorcycles hit the Oklahoma roads. Be ready for your next road trip.
Is a motorcycle right for you?
Riding looks like a lot of fun, doesn’t it? Imagine heading down Route 66 with the sun shining and the road stretching out to the horizon. Motorcycle riders enjoy other benefits such as lower fuel costs and easier parking. But riding a motorcycle safely requires different skills… Continue reading
Whether you’re a contractor looking for a complex bid bond or a business owner in need of a simple license and permit bond Omega is here to help you on how to get licensed and bonded. We know that you can’t conduct business or win the job without the backing of a solid surety bond. That’s why we only work with the most reputable and trustworthy surety providers.
At Omega, we only partner with the best sureties to give you outstanding products supported by value-added services to contractors and businesses.
Here… Continue reading
While bright lights, glowing candles, and sparkling trees dazzle our eyes, keep in mind a few holiday decorating safety tips. Delving into how to turn your home into a bedazzling holiday spending is fun. This article is not about what will look best on your front door or how to set your table perfectly for the holidays. That’s what Pinterest is for! Working for an insurance company has made me aware of the importance of prevention. Unfortunately, in our line of business, we see and… Continue reading
To really feel secure about protecting your assets and your future, let us what you through what is personal umbrella insurance. You may need the extra level of protection provided by a personal umbrella liability insurance policy.
Oklahoma What’s Peace of Mind Worth to You?
An umbrella policy provides additional layers of liability protection. If the liability limits are exhausted on your home, auto, or other underlying insurance policy, your umbrella insurance policy takes over and provides you with additional protection. The cost is minimal compared to the comfort of knowing you’re covered.… Continue reading
Some Helpful Halloween Safety Tips – Despite the fact that Halloween involves walking around at night amongst ghouls and witches, it really only takes a little common sense to make the night safe for everyone.
Here are five questions to ask so your entire family, even pets, can enjoy a safe and fun evening of trick-or-treating or handing out candy to others:
- Are we visible?
Add reflective tape to costumes, clothing and candy bags to make it easier for drivers to see you and… Continue reading
Tying the Knot? Tie up Loose Ends With Wedding Insurance
What is wedding insurance and why get it? Getting married is a big step. No doubt you’re commemorating with a big celebration. Weddings often come with a (fairly) big price tag. So, have you considered insuring the whole to-do?
As with other sizeable investments, you can insure big events, such as your wedding. But, that’s not the only way insurance can play a role in your big day and the events that follow. Here are four tips for insuring… Continue reading