While bright lights, glowing candles, and sparkling trees dazzle our eyes, keep in mind a few holiday decorating safety tips. Delving into how to turn your home into a bedazzling holiday spending is fun. This article is not about what will look best on your front door or how to set your table perfectly for the holidays. That’s what Pinterest is for! Working for an insurance company has made me aware of the importance of prevention. Unfortunately, in our line of business, we see and… Continue reading
To really feel secure about protecting your assets and your future, let us what you through what is personal umbrella insurance. You may need the extra level of protection provided by a personal umbrella liability insurance policy.
Oklahoma What’s Peace of Mind Worth to You?
An umbrella policy provides additional layers of liability protection. If the liability limits are exhausted on your home, auto, or other underlying insurance policy, your umbrella insurance policy takes over and provides you with additional protection. The cost is minimal compared to the comfort of knowing you’re covered.… Continue reading
Some Helpful Halloween Safety Tips – Despite the fact that Halloween involves walking around at night amongst ghouls and witches, it really only takes a little common sense to make the night safe for everyone.
Here are five questions to ask so your entire family, even pets, can enjoy a safe and fun evening of trick-or-treating or handing out candy to others:
- Are we visible?
Add reflective tape to costumes, clothing and candy bags to make it easier for drivers to see you and… Continue reading
Tying the Knot? Tie up Loose Ends With Wedding Insurance
What is wedding insurance and why get it? Getting married is a big step. No doubt you’re commemorating with a big celebration. Weddings often come with a (fairly) big price tag. So, have you considered insuring the whole to-do?
As with other sizeable investments, you can insure big events, such as your wedding. But, that’s not the only way insurance can play a role in your big day and the events that follow. Here are four tips for insuring… Continue reading
Every day in our office we hear the same question; why is my insurance so expensive? We understand it’s frustrating to pay for insurance. Especially since it’s something you spend money on hoping you’ll never have to use. We agents have to pay our own insurance premiums too, so we understand!
We want our customers to know, high insurance premiums and rate increases impact everybody.
What Affects A Customer’s Rate?
Every insurance company has actuaries employed on their staff. The sole job of these actuaries is to take into account all the hundreds of… Continue reading
Oh, the wonderful world of social media. While it has done some amazing things, like connect long lost family members or boost revenue for businesses, it’s also known for its dark side. One wrong comment post could land you in some hot water, both personally and legally. However, if you have the correct coverage’s on your homeowner’s policy, you could have some protection from this hot water!
Your typical homeowner’s policy provides basic coverage for liability. This coverage will pay out in the event that you are found… Continue reading
Today, there are so many choices when it comes to purchasing insurance. So why use an independent insurance agent? Whether you call a 1-800 number to get a quote in “5 minutes or less,” or shop around at agencies in your hometown, it’s safe to say, you have your options. And those options can be very overwhelming. Independent Insurance Agents can make the process a lot easier. Continue reading
Have you asked yourself ,“Does homeowner’s insurance cover flooding damage?” After the recent torrential rain we have experienced in Oklahoma, most people have wondered just that. Unfortunately, the answer is “No”. Most standard homeowner policies provide no coverage for flood. If you’re not properly protected, this could leave you in dire straits.
According to the National Flood Insurance Program (NFIP), everyone lives in a flood zone. Even if you do not live near water, your home could flood due to excess rain, levee or dam breaks or a water main break.
- If… Continue reading
Severe weather season is officially upon us making severe weather preparedness a must. While most of us enjoy the excitement of tornado season, it’s also important to make sure we’re prepared. Here are some tips to prep yourself, your family and your home in the event of disastrous weather:
1. Take Inventory of Your Belongings
Know the value of your belongings. In the event of a claim that includes your personal property, you will need this information. Your adjuster is going to want to know the dollar value of all… Continue reading
Did you know that April is National Distracted Driving Awareness Month? There are several things that can turn us all into distracted drivers. Know what they are and avoid them yourself. Notice distracted drivers and practice defensive driving before there is a problem.
5 Common Distracted Driving Activities:
- Changing radio stations until you find a good song
- Checking on your baby in the back seat
- Grabbing a quick bite for lunch to eat on the way to your next meeting
- Checking on, or posting to social media accounts
- Texting, or even simply talking on the phone